- Personal Banking
- Savings
Personal Savings
Everyone dreams a little differently. Whether it’s about owning a house or traveling the world — we’re all trying to save money today so we can do something amazing tomorrow. Our savings accounts make it easy to save for whatever comes next.
More ways to save
Regular Savings: Under Age 21
Overview
MINIMUM TO OPEN
$0
MONTHLY SERVICE FEE
$0
FREE ATM WITHDRAWALS
At 37,000+ MoneyPass® ATMs nationwide
INTEREST BEARING
Yes. View Rates.
Fee Details
MINIMUM MONTHLY BALANCE TO AVOID MONTHLY SERVICE FEE
$0
Regular Savings: Age 21+
Overview
MINIMUM TO OPEN
$50
MONTHLY SERVICE FEE
$4
FREE ATM WITHDRAWALS
At 37,000+ MoneyPass® ATMs nationwide
INTEREST BEARING
Yes. View Rates.
Fee Details
MINIMUM MONTHLY BALANCE TO AVOID MONTHLY SERVICE FEE
Minimum Monthly Balance to Avoid Monthly Service Fee $300 daily balance; minimum balance requirement begins 6 months after account opening
Turn your savings into earnings
Money Market
A flexible savings option that offers higher interest rates than a traditional savings account.
Overview
Easy access with variable interest rates
MONTHLY SERVICE FEE
$10
FREE ATM WITHDRAWALS
At 37,000+ MoneyPass® ATMs nationwide
INTEREST BEARING
Yes. View Rates.
Fee Details
MINIMUM MONTHLY BALANCE TO AVOID MONTHLY SERVICE FEE
$1,000 daily balance
Money Market Premier
If you already have a high level of savings, you can take advantage of market-competitive rates at multiple balance tiers.
Overview
Easy access with variable interest rates
MONTHLY SERVICE FEE
$10
FREE ATM WITHDRAWALS
At 37,000+ MoneyPass® ATMs nationwide
INTEREST BEARING
Yes. View Rates.
Fee Details
MINIMUM MONTHLY BALANCE TO AVOID MONTHLY SERVICE FEE
$10,000 average daily collected balance1
Overview
Easy access with variable interest rates
MONTHLY SERVICE FEE
$25
FREE ATM WITHDRAWALS
At 37,000+ MoneyPass® ATMs nationwide
INTEREST BEARING
Yes. View Rates.
OTHER REQUIREMENTS
A consumer checking account is required. New money required. See Rate Sheet for specific requirements.
Fee Details
MINIMUM MONTHLY BALANCE TO AVOID MONTHLY SERVICE FEE
$100,000 average daily collected balance1
Certificates of Deposit (CDs)
Make your money work for you over the long (or short) haul. With a guaranteed rate of interest over a fixed period of time, CDs are a great way to save for a specific date in the future, such as a college education, a down payment on a home or a special vacation.
Minimum deposit of only $500
CD terms to fit your savings needs — from 3 months to 5 years
Competitive interest rates
FDIC insured
Health Savings Account (HSA)
Don’t let unexpected medical costs take a toll on your finances. An HSA works just like a personal checking account but the money can only be spent on healthcare expenses, which helps you manage costs. Plus, all HSA contributions are tax-free2 and any money left in your account at the end of the year rolls over — so your money goes even further.
Average daily collected balance does not include deposited funds that are uncollected.
Consult a tax advisor
Non-MoneyPass ATMs may impose additional fees and surcharges. You may also be charged a fee by the ATM operator or any network used, and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.
See Account Disclosures for additional details.