Richard joined Bremer Bank in 2023 and has more than 20 years of experience in the financial services industry. He provides commercial banking solutions to help clients meet their financial needs. He integrates advice from multiple disciplines to take a holistic approach in helping you identify and meet your business objectives. Richard helps franchisees and specialty businesses establish and exceed their financial goals by building long-term client relationships based on prudence, responsibility and trust.

Richard’s passion for building alliances within the community and connecting with business owners has been acknowledged nationally. The International Franchise Association (IFA) named Richard as the recipient of the 2023 Ronald E. Harrison Award and the 2022 Open for Opportunity Award. He was recognized because of his significant contributions to minorities in franchising, and for expanding diversity, equity and inclusion within franchise organizations and communities.

Richard earned a bachelor of arts in speech communication/public relations from Edinboro University with a minor in economics. He also earned a master of business administration from Eastern University.

Richard leverages his expertise and insight on gaining access to capital to educate and provide resources to business owners. He has been a featured speaker to diverse audiences across the United States on a variety of topics that impact the franchise industry over the past two decades. He also serves as the chair of the IFA Black Franchise Leadership Council, board member for the IFA Diversity Institute and board member of the IFA Foundation.

Richard lives with his wife and two sons in Cherry Hill, New Jersey.