Stephen Spears leads Bremer's Community Banking Team. In this role, he oversees secondary marketing and affordable lending functions and supports the bank in meeting its commitment to establish a greater presence in serving BIPOC communities and businesses.

Stephen brings more than 25 years of financial services experience to Bremer’s Senior Leadership Team and has a particular knowledge base in residential lending. Prior to joining Bremer Bank, Stephen served in other senior leadership positions for KleinBank, GMAC-RFC and US Bank. Stephen is committed to the principals of a just society, servant leadership, and community development. Stephen currently serves on the board for Spare Key and Hope4Youth where he is Board Chair. He has also served on the board for Kinship of Greater Minneapolis and as a volunteer for Habitat for Humanity and The Simpson Housing Services.