Joel has served as an Insurance Advisor at Bremer since 2016 delivering comprehensive insurance programs to meet commercial operational risk management needs with the right balance of coverage and cost. By working with customers to first identify areas of risk and exposure, he can recommend solutions from highly rated insurance carriers with outstanding products and services. Before assuming his current role, Joel served in the commercial financing industry and has experience working with select niche industries in the financial services and insurance market. Joel holds a bachelor’s degree from Mankato State University. He also holds a Commercial Lines Coverage Specialist (CLCS) and a Certified Insurance Counselor (CIC) designation. Joel volunteers at his local church singing and playing guitar in the praise team band. An Alexandria, Minnesota, resident, Joel lives with his wife and two children and enjoys spending time with his family, being outdoors, golfing, hunting, working out and playing guitar.