While most clients seek to build and preserve wealth, financial goals and guidelines will vary greatly. We get to know your specific situation and then we design and manage your plan based on your specific resources and needs. We work with you to reduce and/or defer estate taxes, and to simplify the transfer of assets. Our approach to working with you includes:
We start by listening to you and learning about your goals. Once we have an understanding of your preferences and circumstances, we analyze your cash flow, assets and liabilities as well as evaluate your tolerance for risk, investment preferences and other factors. We review your existing will and trusts to understand how they might impact your goals.
Based on what we’ve learned about your situation and goals, we review your financial position and determine how well your current portfolio meets your goals. We look for opportunities to more closely align your portfolio with the objectives you’ve identified. Based on your goals, we’ll present several strategies, help you understand the benefits of each and then select the one that’s best for your situation.
Once we have the plan, we work with you to develop a timeframe and discuss steps required to carry it out. We may consult with and incorporate advice from your legal or accounting advisors as we implement your plan.
After your plan is implemented we actively monitor it. We’ll provide ongoing communication and over time may suggest and implement changes based on changes in your family, financial or employment situations.